Monthly Archives: December 2015

A New Year With a New way of Thinking on Money $

Money is an area in which most people believe that their success in blocked in some way. An overwhelming number feel that they don’t have enough money, and many also experience emotional distress related to money.

If you want to have more money – and most people do – improving your money consciousness is an important first step in attracting the abundance of financial wealth you deserve. In this article, I’ll reveal powerful ways to raise your money consciousness.

2 Key Processes to Use

I recommend using two processes to help cultivate a positive money consciousness. The first is identifying any limiting beliefs you have about money. Start by writing down all beliefs you have about money. Then identify the beliefs that do not support your conscious dreams and desires.

The second process is to identify any incidents from your past that caused you to make a decision – and take on additional limiting beliefs – about money. Negative emotions from past events often can hinder our efforts to earn, receive and keep more money. Releasing these negative emotions also will help to cultivate a positive money consciousness.

Types of Money Beliefs

After more than 4 decades of helping individuals achieve greater success, I’ve discovered that there are 4 common types of limiting money beliefs:

Money and Your Identity. Many people have an identity that is linked to a certain income. If your family was poor or working class, you may have difficulty identifying yourself as wealthy.
 “I’m just a ‘jeans and T-shirt’ kind of person” or “I can’t imagine myself doing what wealthy people do” are some of the beliefs that might feel true to you if your identity is linked with a lower income than you’re consciously trying to achieve.

 Money Beliefs About Others. Most people grow up with attitudes about people who have money – and often, these beliefs are not positive. For example, you might belief that “rich people are greedy” or “rich people care only about themselves.”
You may notice that you believe statements like these consciously. You might also know intellectually that these statements are false, but still have an emotional belief that they are true. Either way, if you have negative emotions about rich people, you’re unlikely to become one.

Money and Spirituality. Many people believe that money is not spiritual. It’s not surprising, because many societal and religious messages link spirituality with poverty.
If this is the case for you, you may find that statements like “It’s not spiritual to want money,” “If I focus too much on money, I’ll lose my spiritual focus,” or “It’s wrong to ask for more than I need” to feel true.

However, remember that everything is simply energy, which means that money is just another form of energy. One thing I’ve found to be true is that money is a magnifier. If you’re greedy and mean-spirited, money will make you more so. Likewise, if you’re generous, spiritual and compassionate, money will make you more so.

Money and Worthiness. If you have low self-esteem, you may not feel that you deserve to make or receive more money. You may feel that there are people who need the money more and if you get it, you’ll be taking from them. Or you may feel that if you’ve lost money in the past, you don’t deserve to get more because you’ll waste it.
Common limiting beliefs that show up in this area include “I don’t deserve to make more money” and “I’m not worthy of being wealthy.” One way to work with this type of belief is to make a list of what you’ll do when you have a specific amount of money. When you plan for more money, you’ll naturally attract it to you.

When you identify limiting beliefs around money, take time to identify how the belief has served you in the past.

The subconscious mind’s job is to keep us safe. Limiting beliefs arise as a way to protect us. For example, if you have a belief that “rich people are greedy,” you’ll unconsciously avoid doing things that will increase your wealth. After all, you don’t want to become greedy or be judged by others as being greedy. By clearing these additional beliefs, you’ll pave the way to install new beliefs that are more supportive of your efforts to increase wealth.

Creating Your Big “Why”

In addition to clearing the limiting beliefs that are keeping you at a lower level of wealth than you deserve, I recommend finding what I call “your big ‘why.’” When you have a compelling reason behind an action you’re taking or goal you’re pursuing, you’re much more motivated to take action.

Create a list of reasons why you want to have the amount of money you’ve set as your goal. Is it so that you can afford a certain type of home in a certain area? Is it because you want to contribute money to good causes? Is it because you want to create a certain type of lifestyle?

Create a list of what you’d like to do with your money. Notice what thoughts or emotions come up for you. If you’re shying away from things you want because of feelings of guilt, unworthiness or inability to receive them, you will sabotage your success. Use these negative emotions as important clues about additional limiting money beliefs that you’ll want to clear.

Although it may seem odd that anyone would have a negative predisposition toward wealth, we often hold these negative beliefs in our subconscious mind from childhood. To become wealthy, you’ll need to surface, identify, root out and replace any negative or limiting beliefs you have about money. Use the suggestions outlined here to uncover the beliefs that are keeping you stuck, so that you can change your results and finally enjoy the wealth you deserve.

Charles Chambers
The Luxury King



When you follow God’s Word in the Bible, your destiny is to be financially successful. – Mark Kauchak

This is a bold statement to make, but when you learn the awesome promises made to us in the Bible you will know it is true. Yes, you are destined to be a financial success. Believe it or not you have been blessed from the moment of your birth with everything you need for success.

You may have a hard time believing this because:

• of past failures to make any money building a second income or failures you have had in other parts of your life.
• there is a pile of bills sitting on your kitchen table waiting to be paid with little money to pay them with.
• you are overwhelmed trying to figure out how to make any money online
• you are not sure how to manage your finances to ensure a life free from financial worry
Make no mistake though; regardless of where you are now financially, Success can be in your future – when you commit to following a different path!
The Bible is a treasure house of information about how to be financially successful. It is a guide filled with advice as real and applicable today as it was when it was first written two thousand plus years ago.
The Bible provides us the guidance we need to enjoy a life of financial abundance by laying out the rules we must follow in order to obtain the awesome promises waiting for us.
But few people ever spend the time to look for, read and understand the messages in the Bible. And so, the promises God is ready to grant us remain unknown to most of us even though they are there for anyone willing to take the time to investigate the success secrets of the Bible.
The lessons that teach what we need to do to be financially successful are just as powerful and applicable today as they were to the first readers thousands of years ago.
These proven messages about financial success however, have been forgotten and overshadowed today by the newest, quickest and surest ways to make money at the cost of disappointment, discouragement and confusion in so many lives. I can hear it now; my parents were divorced, my dad drank, I was born in a poor neighborhood, I don’t have a college degree, I’m too old, I can’t… I don’t…, I wasn’t… I’m not … and the list goes on and on. While some people cling to these and so many more excuses for financial failure and can recite them like a mantra, be assured poverty is not God’s plan for us!

Wealth Secret # 1
Forget any ideas you may have about who can be successful! When we makethe decision to follow God’s rules our financial success does not depend on our education, sex, race, where you were born, the wealth of your parents or how tough your life has been. None of this matters when we commit to follow God’s rules.

That God shows no favoritism is a message that is clear from the Bible.

In Romans 2:11 we read;

“With God there is no favoritism.”

And from Acts 10:34-35;

“Peter proceeded to address them in these words; “I begin to see how true it is that God shows no partiality. Rather, the man of any nation who fears God and acts uprightly is acceptable to Him.””
Yes it is true some of us will have tougher roads to travel. In the end however, the only person responsible for achieving or not achieving financial success is the one person we see in the mirror every day when we wake up in the morning and go to bed at night.
Remember, success many times comes about because people change the way they think about success. So forget those ideas about success you may have picked up along the way because of the wasted time and money you have spent trying to build a second income with nothing to show for your efforts. Forget ideas about success that try to convince you who can and who can’t be successful.
Learn a new way to financial success that is available to anyone willing to take the time to learn at and to take action!

The Biblical Guide to Internet Riches teaches there are three ingredients needed for success regardless of how you want to make money. Every aspiring entrepreneur needs, in this order, a Success Philosophy (the approach to wealth), a Success System (the game plan) and a Success Program (how you make your money).

But the Success Program, or how you actually make your money, comes third on the list of success steps following the Success Philosophy and Success System. Most of us have not been taught or learned steps one and two. All we see advertised on the Internet, in magazines and in the mail is information about Success Programs – how to make money to buy huge houses, expensive cars or
take dream vacations.

I tried many programs and many ways to make money. So how did I do with all of these programs designed to help reap a huge, financial harvest? Like the majority of people trying to build a second income I failed miserably spending untold dollars and time with nothing to show for it other than a stack of bills and a very unhappy wife because I did not have a Success Philosophy or a
Success System to follow. Take making money on the Internet for example. We have all seen the statistics quoted about Internet success. Depending on where you get your information, the
chances of people making real money on the Internet is somewhere between 3% – 10%. That is pretty sad. What makes it even worse is that many people truly need to make some extra money not to buy a fancy new car or wide screen TV, but just to stay one step ahead of bill collectors. Or, many people are just looking for some extra money to get ahead in life and have some financial security.
Think about it this way. If you were out looking for a car to buy and the chances of it starting were only 3% or even 10%, would you buy it? Would you buy anything for that matter which only had a 3% or even 10% chance of working? Of course not!
Yet how many of us do not hesitate to plunk down hundreds of dollars to start building a second income using approaches almost guaranteed to result in failure? Ouch! That hurts doesn’t it?
There has to be more reasons than just bad programs to explain why people are not making money. Actually the opposite is probably more accurate – there are so many good programs and ways to make money, the beginner and those who have failed on the Net are overwhelmed with choices. But most books you will findabout how to make money on the Net are focused on programs, or how to make money.
No, it is not the program – it is your approach to making money that is wrong! When you finally accept this fact and you open your mind to new possibilities, you will find the success you so desperately want. Once you learn and follow a new Success Philosophy and the step by step Success
System, the Success Program you choose will help place you in the 3% to 10% of Netrepreneurs who do make money on the Net. And most importantly for Christians who want to build Success His Way, these two building blocks are based on the Bible.
Without a Success Philosophy and Success System, you have a shaky foundation on which to build your success that all too often comes tumbling down, as you have probably unfortunately experienced.
Let’s look at how both of these factors can help us reach any financial goals we desire! We will start with the Success Philosophy.

As you might expect, Christians are called to do more with the gifts our Father blesses us with.
When you read the Bible you will find there are definite expectations placed on us about how we are to use our money. And as we will soon see, how we use our money will determine how much more we will be blessed.
The purpose for the money we acquire is not to have bigger houses, faster cars or more gadgets to play with. These can come as a by-product of following the guidelines in the Bible, but they are not the primary reason we will be blessed with wealth.
As a result of a great deal of research, there is only one reason I have discovered to explain why we are destined for financial success. When you use this concept to guide you, you will discover your life will be changed in so many wonderful ways.

Wealth Secret # 2:
The reason why God will bless us with financial abundance is so we can be His hands on earth.
– Mark Kauchak

This may come as a surprise to many, but if you read the number of verses in the Bible that talk about our financial duties, you will find some pretty specific guidance for us. Our financial obligations can be summarized as follows:

1. Tithe

2. Help the needy

In Malachai 3:10 we read:

“Bring the whole tithe into the storehouse, that there may be food in my house, and try me in this says the Lord of hosts: Shall I not open the floodgates of heaven, to pour down blessings upon you without measure?”

And in Proverbs 3:9-10:
“Honor the Lord with your wealth, with first fruits of your harvest. Then will your barns be filled with grain, with your new wine your vats will overflow.”

From Hebrews 13:16:
“Do not neglect good deeds and generosity; God is pleased by sacrifices of that kind”

Finally we see the advice Tobit gives to his son Tobiah in Tobit 4:7:
“Give alms from your possessions. Do not turn your face from any of the poor, and God’s face will not be turned away from you.”

What is really fascinating and little understood is that the Bible tells us by doing what God has asked us to do, to tithe generously from our first fruits and help the needy; He will bless us many times over. All we need to do is put God first in our lives.

Whether we are tithing or helping those in need, when we are generous with our money, we read in the Bible that we cannot outdo the generosity of our Father and He will bless us many times over. These are promises we can rely on because they are found in the Bible. But we must let money flow freely in and out of our lives Here is how Christians can make such a tremendous impact in the world.
The wealth pump starts when we tithe and help those in need. God has promised to bless us far in excess of what we give. When we receive these blessings, we are in a position to use more of our money to tithe more and give more to help the needy. As we receive more blessings from God we are in the position to tithe and help more – and the cycle grows and grows.

Now imagine this concept being used by Christians throughout the world and the impact we can have. Can you see now why I am so excited about spreading this philosophy to as many people as possible?
Isn’t this awesome? Once you learn the rules you need to follow to receive God’s blessings, your excuses for not taking action and not succeeding are gone! Here are the rules you need to follow for how you use your money.

Wealth Secret # 3
We must follow Gods Rules for our Finances. They are in this order:

1. Be a good steward for the money you are given
2. Tithe
3. Provide for yourself and your loved ones
4. Help those in need
5. Buy the extras you will enjoy – treat yourself!
We all know it is not easy to follow these rules. Just think about what bombards us 24 hours a day on TV, internet and the radio; buy the newest, sleekest, sexiest, largest … for ourselves. All of these messages work to make sure we put ourselves first. Why? Because this attitude is all part of the “me first” Wall Street mentality to spend, spend, spend on me, me, me.
Think about the testimonials and pictures you read about for programs. When the people describe how their lives have been changed because of all the money they made with a particular program or book, they talk about how many new cars or the big house they bought or the vacations they took. When we buy into this philosophy, tithing and helping others go by the wayside, which is not God’s plan for our money.
Placing ourselves first on the priority list for spending money goes counter to God’s plan for our money. When this happens and we place our needs first on the priority list, we focus our financial plans on ourselves essentially paying ourselves first instead of God. Satisfying our desires becomes number 1 on our list instead of number 5. Our life is out of whack! Before you get the idea you have to dress in burlap bags or live in a cardboard box remember this; there is nothing wrong with buying the nicer things in life. But those things must wait when we follow God’s rules not man’s. Placing ourselves number 5 on the priority list is very difficult for many of us. But who said being a Christian was easy?

What is so awesome is that when we follow God’s plan for our finances, when we put God first in our lives the financial pump is primed and we will be blessed far beyond our original contributions. God has promised rewards of abundance when we follow His rules – when we achieve Success His Way.

With all of the verses in the Bible describing how we should use our money to do good it is truly unfortunate there are people who actually believe money is evil. This attitude is hard to understand if we believe God wants us to be financially successful so we can be His hands on earth. How can we fulfill this role when our attitude about money may actually be preventing us from accumulating wealth to do God’s work? We need to change this attitude at once! Believing money is evil will sabotage our efforts to gain wealth. This attitude works just like magnets with the same charge that repel each other. Negative thoughts about money repel money. This may be hard to understand now, but the Chapter on Faith in The Biblical Guide to Internet Riches will describe very clearly why this is so and why it may be the very reason you have not been making money with your programs to date. Rather than debate the good and the bad of money, we need to think about money in a whole new way. This way of looking at money will forever change how you think about it as it has mine and in so doing will eliminate false beliefs that may be the cause of your lack of financial success.
Here it is …

Wealth Secret # 4
All the money we obtain is a loan from God. But unlike loans in real life, our God is kind and generous and does not require us to pay 100% of the loan back. The Bible instructs us to pay God back in the form of tithes and by helping those in need. We are also told the tithes must come from the first fruits of our success, meaning it is the first obligation we must pay. And unlike loans in real life, when we pay back the small portion God asks of us, what does He do? Whatever the amount of money we offer as tithes and use to help the needy, we will be blessed many times over and His generosity will not be
outdone. The Bible is very specific about these blessings! The money we are provided by God as a loan should be viewed as a tool. Like any tool, it can be used in a good or bad way. How you use it is up to you. When you view money as a tool, you can use it for good and you can let it go in and out of
your life without a problem. Your only concern should be how to use this tool to live God’s word.
Wealth Secret # 5
Any journey to success must start with a decision to change! Sooner or later in your life you must decide to change your financial situation. Your decision to change will be the starting point for your journey to success. Through all of the reading I did in the Bible and my library of success books, it is
clear that success does not come from outside factors alone. Success must start from the inside. For as you will discover, how much money you make depends on only one factor – you! But nothing can happen until your journey to financial success starts with a decision. You have to finally say “I am not happy with where I am at and I am going to do something to improve”. Until you make this decision, nothing in your life will change – it is this simple. Despite what you may hope for or want to believe, doing nothing and hoping things will magically change for you will not bring you success.Tony Robbins in his book “Awaken the Giant Within” says: “Making a true decision means committing to achieving a result, and then cutting yourself off from any other possibility.”. To me, that is what “cutting yourself off from any other possibility” means. How can we turn this decision into the type of decision described by Tony Robbins that will not allow you to settle for anything less than total success? You
must find deep within you the reason why you want to change. James Allen in “As A Man Thinketh” also talks about the next step to take once you have made a decision to change: “A man should conceive of a legitimate purpose in his heart and set out to accomplish it …They who have no central purpose in their life fall an easy prey to petty worries, fears, troubles and self pityings, all of which are
indications of weakness, which lead just as surely as deliberately planned sins (although by a different route), to failure, unhappiness, and loss, for weakness cannot exist in a power evolving universe.”
According to Napoleon, here is the benefit of the burning desire caused by having a legitimate purpose or a Core Desire: “A burning desire to be and to do is the starting point from which the dreamer must take off. Dreams are not born of indifference, laziness or lack of ambition.” Make your decision to change. Then find the reason why you want to change. It must be a powerful and compelling reason. You will need this for one of the steps in the Success System you will shortly learn about.

Wealth Secrets 6, 7 and 8
There are three related factors we need to learn about in order to get ready to claim the promises of financial success waiting for us in the Bible. Since they are interrelated we will discuss them at the same time. You must have an unshakeable Faith, a Positive Mental Attitude or PMA regardless of the trials you encounter and you must include Prayer in your plans for success. There is absolutely no doubt Faith is a key message for us to learn and use in the Bible. There is a superb definition of Faith found in Hebrews 11:1: “Faith is confident assurance concerning what we hope for, and conviction
about things we do not see.” Does this describe the Faith you have about achieving your financial goals ? Given the emphasis placed on Faith by the inspired writers, Faith must be a key
factor to our success in life too. Here are a couple of examples .
The blind men meet Jesus in Matthew 10: 28-29.
“Jesus said to them, “Are you confident I can do this?” “Yes Lord” they told him. At that point he touched their eyes and said, “Because of your faith it shall be done to you.””

Or how about the hemorrhaging woman in Mark 4:28: “If only I just touch his clothing,” she thought, “I shall get well.” Jesus said to her, “Daughter, it is your faith that has cured you.”
In each of these examples, Jesus worked a miracle in the lives of these people because they had Faith. Ultimately, Faith means how much we believe God will (not can) bless us in our lives. Faith creates a burning desire for success because you will be doing something you are passionate about and you know success is the end result.
Faith creates a powerful by-product that plays an important role in achieving your success – Positive Mental Attitude (PMA). Believe it or not, the Bible does talk about the need to have a Positive Mental Attitude! Faith and PMA are the dynamic duo that will see you through any adversity, through any slump, through any doubts to make sure you arrive at any destination of your choosing.
What then is the relationship between Faith and PMA?
To start with, when you have Faith, you know you will achieve your desired goal of financial independence. With this confidence, you develop a Positive Mental Attitude.
With PMA, regardless of the roadblocks you run into on your journey you have the ability to keep positive thoughts – because through your Faith you know you will achieve success.
Finally, praying is interconnected and cannot be separated from Faith. There are just 2 things required to have your prayers answered.
1. Asking in Faith
2. God’s willingness to bestow
The secret to answered prayer in any aspect of our lives is to have both conditions fulfilled. This also applies to our prayers for financial success. Both conditions must be met in order for us to realize the promises made to us about financial security in the Bible.

But how should we pray? What is the most effective way to pray so that God will hear our prayers? We must do several things.
1. First, we must pray with complete Faith. Remember we must pray not that God can answer our prayers but that He will. That is praying with Faith!
2. We must eliminate the escape clause … If … from our prayers! We must pray with the expectation of prayers being answered. Unfortunately answered prayer seems to cause more amazement than being the norm for us. 
3. You must be specific in your prayers. You must ask your Subconscious Mind the right answers to get the answers you seek. To say I want to be financially successful is not being specific. To say I want to pay off $35,000 in bills is specific. How else are you going to know if your prayers are being answered or how else will you know when you are receiving guidance to achieve your goals?
4. Once you have prayed in Faith, go about your business taking action,
knowing that your prayers rest with God. Listen to your Subconscious Mind for answers to your prayers and be alert for the circumstances you need for success!
Employ these techniques in your prayer life and see how powerful your prayers can become!
All of the Wealth Secrets discussed help form a Success Philosophy that is aligned with the Bible. The Wealth Secrets will prepare your mind to achieve Success His Way. We must now develop a Success System to implement what we have learned, for as we know, without taking action, there can be no success.

The first Factor of the Formula of the Success System is to Conceive, which consists of 6 steps.

Step 1
You must identify your Heart’s Desire – that one reason that is causing you to develop a second income. The Desire will be your focus that will drive you to success no matter what obstacle you must overcome. Write down your Heart’s Desire(s). Make it a passionate statement. Make it a powerful one. Put lots of feeling into it because you will find the more passion and feeling it has, the more of a motivator it will be for you.

Step 2
Set your goals. Don’t make the mistake of setting lofty goals right from the start. If you do, you may find your Faith may not be strong enough to believe in what you are doing and you may be doomed from the start. Don’t forget about your ultimate objective, just set smaller sub-goals to help you
get there. It’s like the old joke; “How do you eat an elephant? One bite at a time.”

Step 3
Identify your Financial Success DNA. In this step you will answer questions to help you determine what your strengths and capabilities are as well as what really interests you. This means you need to really be honest answering these questions since this will help you choose the program that ill give you the best chance of success. This is not the step where you choose your program.

Step 4
Find the program that matches your Financial Success DNA. This is where you do the research to find the program that best matches your Financial Success DNA. Don’t choose a program just because of the money it promises or the “guru” who is pushing it. Make sure it is something you will enjoy doing! Note, it is not time to sign up for a program!

Step 5
This is the step you choose your program and develop the plan to implement your decision. No, it is not time to sign up for programs yet!

Step 6
In this step you will fine-tune your plan by giving it a once over to make sure you are still happy with your selection. After all, you will be committing time and money to build your financial future. Take the extra time now before you get started to make sure you are headed down the right path. It is still not time to sign up for programs yet!

Factor 2
Once you have finished the Conceive Factor, the next Factor is to Take Action. This is when you will finally sign up for your program and execute the plans you developed in the Conceive Factor. The Bible encourages us to take action and not expect success to just fall in our lap.

In Ecclesiastes 11:6 we find the following verse: “In the morning sow your seed, and at evening let not your hand be idle: For you know not which of the two will be successful, or whether both
alike will turn out well.”

Factor 3
The final Factor is to Persevere and is important enough to merit separate mention.
In Mark Chapter 11, the story is told of a man who receives unexpected visitors late at night. Because he had no warning of their arrival, he has no food to offer. He goes to a neighbor’s house, even though it is a late hour, to see if the neighbor has some food to spare. Jesus tells his listeners, “I tell you, even though he does not get up and take care of the man because of friendship, he will do so because of his persistence, and give him as much as he needs.”
We are told in this and other parables about the need to persist in our efforts. When we do persist, our reward is to be blessed with what we ask for – financial prosperity.

Charles Chambers
The Luxury King

The Long Road

Next year we will all come up with goals and agendas they may vary but mostly it might be for example: Weight loss. Getting out of debt. Running a marathon. Building a business. Getting a Master’s degree. Learning a new skill. Each is a goal that requires new patterns, skills or habits to accomplish.

Pursuit of goals like these, and many others, finds many people giving up somewhere between setting and achieving the goal. 

People start a weight loss program every year, rather than sticking to it the first time and finding success. Others try a new skill, only to give up shortly after they begin. Even though the steps to success are so simple, especially if they have an incredible product to offer, it still doesn’t ho through.

The most common reason why we don’t follow through to the end, is we get stuck in a phase called the Valley of Despair.

There are five unavoidable phases on the path of success. We all go through them.

I first came across this concept in the book The 12-Week Year, but it’s been described in other ways since the 1970s.

My hope is that if you understand that everyone goes through these five phases, and you can identify where you are in relation to your goal, you’ll be prepared to work through the next phase until you fully realize your goal. 

I’m confident that if you expect to go through each of these five phases, you’ll be far more likely to achieve your goals, no matter how small or large they may be.

Phase I: Uninformed Optimism

The first stage is the most exciting.

In this stage, we feel, see, possibly even taste, our goals. The more clearly we see ourselves accomplishing them, the more excited we become.

We see all of the benefits of accomplishing something, but are often unaware or in denial of the effort we need to put in, and the obstacles we’ll face along the way.

You could even say this stage is “fun,” which is why some people love to spend hours or days creating their dream boards, rewriting their goals and fantasizing about what they hope to accomplish.

They love telling others about what’s in store, even though they haven’t yet really made progress toward their goal. 

They can “live” in this stage of possibility without putting in effort, convincing themselves that they’ll start on Monday, start next month, or find some other time they think will be more convenient, than starting now. 

Phase II: Informed Pessimism

Once we start moving forward toward our goal, our state of Uninformed Optimism starts to fade. 

It gets replaced by a state called Informed Pessimism. It’s not that we suddenly get a negative attitude about our goals, but we just realize that the process won’t be as rosy as we thought it would be. 

There’s work involved. We realize we may need to change some things about ourselves.

My clients who wanted to lose weight realized they might need to get out of certain relationships that were sabotaging their goals.

People building a business realize they might need to give up watching some of their favorite TV shows or wasting time on Facebook, so they can use that time for work. Those pursuing a Master’s degree realize they have to suffer through a course or professor they hate. 

This is a very necessary stage, as we fully come to grips with what it will take to achieve our goals, which leads to the third phase. 

Phase III: The Valley of Despair

This is the pivotal moment that can determine one’s likelihood of success. 

We fully realize the effort, the personal changes and habits we must adopt, or the adjustments to our lifestyle we might need to make. Being human, we also start to fill our heads with excuses or try to justify why this goal might not be such a good idea after all. 

Many people stop here and go back to phase I. They like the idea of setting a new goal. They convince themselves that the goal was the issue. Maybe it was too ambitious. Maybe it was too short of a timeline. Maybe it didn’t fit right with their personality. 

We can be very creative in coming up with justifications for why the goal was all wrong. 

A smaller percentage of people see the temptation in going back to the beginning, but refuse to do so. They accept what will be required and keep moving forward. 

When you read of people’s success stories, the climax of the story often occurs shortly after landing in The Valley of Despair. 

They face the challenges. They accept the challenges. And they keep moving forward towards them.

The key in this phase is realizing that we always have a choice. We decide whether to move forward or give up. There may be times when it’s appropriate to turn back and start over. 

But we often turn back because it’s more comfortable than moving forward. Not because it’s the right thing to do. If we’re aware of the choice we’re making, it may strengthen our resolve to keep moving forward. 

Phase IV: Informed Optimism

It’s in this phase where people truly gain momentum toward their long-term goals. They’re no longer wallowing in the negative feelings surrounding what’s required. They’ve accepted the challenge, the obstacles, the effort. 

They’ve adjusted their lifestyle, gotten out of the wrong relationships, stopped buying the problem foods or committed time every day to studying or building their business. 

In my experience with personal training clients, I could often see a change in someone’s eyes. You could see the passion, enthusiasm and commitment, even in the face of their challenges. 

Phase V: Success & Fulfillment

Of course, over time, with the right behaviors and attitudes, we accomplish that goal. The scale shows a number we dreamed of on day one. We can hang a degree on the wall. We get a check in the mail that provides the income we’d set as a goal.

We stand on a stage and get recognized for the rank or promotion we’d written down on our vision board. 

After accomplishing something so exciting, many of us set new and even greater goals to pursue next. And will again go through these five phases on our path towards success. 

If you are ready to start on the path toward something great, remember these five phases. Expect them. When you know they’re coming, you’ll be less likely to get sidetracked along the way, or give up in the Valley of Despair.

No matter one’s talent or past history of success, each of us goes through these five phases  on the path toward something noble and worthwhile. 
Merry X-Mass. Till the 28th. of December.

Charles Chambers
The Luxury King

Breaking Barriers Attaining the King’s Throne

In life who we later become is like a lump of clay on the ground just before it is placed on the porters wheel. The end result will be determined by the people we sorround ourselves with and those who we let mould us.
Jay-Z love for music came about due to his parents love for music as they had a large vinyl collection and out of that the to be legend developed love for music with soul, citing Hathaway and Marvin Gaye as his inspirations.

Joseph Mwenda threw his hut into the ring of “fight for thy dream” in 2008 by competing in the Pilsner Mfalme Dj Competition and emerging 2nd place. Relentlessly he came back in 2010, conquered the competition and went ahead to copyright his King status: Dj Joe Mfalme.

Jay-Z and Mfalme my not be related neither are they in the same skill set but both have two things in common; they set the pace and also have passion “insignia ‘d” In their work.  Looking up to Dj Pinye the Icons of Kenya’s Dj industry and also Dj Jazzy Jeff’s Wheels of steel he worked on their style till he came up with his own fuse that blew the competition million miles away. From one show on capital Fm to almost 4 per week not forgetting international shows.

This is no small feat. Battling out stigma of Dj’s which was predominant in his hay days and also a crowded market that fizzled out. Code Red was the truth but his skill of playing any kind of music with minimal margin of error and also what the crowd wants to hear, Gets him booked on shows even international Deejays would want but can only look forward to.

Mfalme wasn’t my idol when I was in High school but while I am pursuing my dreams of becoming a greater and greater business, (not a businessman). I look to him for some hard earned advise cutting my learning cycle in half or more.
Simply put; Passion in the process is required, show excellence in whatever you do and always have a plan. Floyd mayweather was the 49-0 record holding boxer he only put his time into boxing and boxing promotion  (Mayweather Promotions). Battling winter nights running and keeping himself in best of shape and all.  Don’t be everywhere unless you are Warren Buffet investor coz Floyd’s things not boxing are investments. So curve out your niche and make sure you master your craft. It’s free to dream but the price tag for that Rolls Royce is hard work determination a single eye (focus) and be open.
Thanks Mfalme. We need more like you jn this nation. Never know you might be or are to some of us the level of David Guetta.
Io credo che quando Dio mette la sua mano su di te il diavolo è a bada.

Charles Chambers
The Luxury King

Passion the Most Effective Tool

Passion is one of the most effective motivators when it comes to launching a business – and often one of the strongest predictors of whether an idea will lead to success. But what happens when you have an idea that isn’t necessarily related to your passions?
“When you have an ‘aha!’ idea, pay attention: Perhaps that idea will help you to identify a market gap, or even to disrupt an industry,” Richard Branson says in a recent blog on the Daily Monitor.

But launching a business simply to make money is likely to result in failure, the Virgin Founder admits. Instead, he recommends seeing how that idea might be transferable. 

Image by Virgin Money
“If you have an idea that might work in an area that you’re not passionate about, instead think about ways that you could apply it to a sector that does excite you,” he says “Look at your idea from a different perspective, and you might be surprised by the results.”

The launch of Virgin Money in 1995 is one of Branson’s examples of doing exactly this. “Our team saw a great opportunity for revamping customer service in banking. While I wasn’t passionate about banking, customer service is something that interests me. In fact, it drives the entire Virgin ethos.”

It was through Virgin’s passion for customer service that they set out to disrupt banking. Not aiming to make a profit, but instead instilling their “passion for customer service into an industry that was known for a lack of it.”

Following the 2008-2009 financial crisis, the pressure was put on banks to help their customers thrive and better educate them on financial matters. Banks needed to deliver positive financial and social outcomes, and abide by a firm set of values. “This is the fundamental reason why we got into banking in the first place,” Branson says. “We didn’t just have a passion for finance – we were passionate about making it accessible and understandable.”
When you believe in something the force of your convictions will spark other people’s interest and motivate them to help you achieve your goals.
But Branson notes that passion is really important in a leader and that it’s such leaders who have been central to Virgin’s success. “You need to inspire your staff when you launch a company, and you need to help them believe in your vision for the future.

“When you believe in something the force of your convictions will spark other people’s interest and motivate them to help you achieve your goals. This is essential to success.”

So what’s Branson’s advice when you have a great idea for an area that you’re not passionate about? “Go back to that ‘aha!’ moment and try to understand what motivated you to think in that direction in the first place – the passion behind your idea might lead you to the business or industry that you truly care about.”

© 2015 All Rights Reserved.

Charles Chambers
The Luxury King

Ladies! Choosing the Ultimate Guy to Build With

Yesterday I was with bae; that’s right I was pulled out of the market. Her best friend possed for me a question, “where do your kind hamg around or can be found. Reason been, she wants to achieve big but afraid that she might get a guy who will derail me.
Better yet this is to her.

1. Believe
It is a logical thing to do. Believe you will get the dream guy the alpha male and all.

2. Network.
Getting a guy is the first big test of your networking abilities. If you’re really well networked, like George Percy, then you can look around at who you know and who your friends know and pick someone.

If you go the networking route, the same rules of networking for a getting a job apply to networking to get a spouse. Which means that the most valuable people in your network are people who you are not that close to because those people will likely know a bunch of people who you don’t already know.

3. Use a Relationship Mentor.
You only get what you are worth. You’re an eight so get an eight.

Have three criteria and meet them. Spend time developing a perfect list of the three things.

4. Go to therapy.
You know, those fairy tales about having three wishes aren’t really about the wishes. They’re about learning what’s important to you. (Sylvester and the Magic Pebble is a fun, contemporary take on this story.) The fairy tales are about the power of self-knowledge, and how hard it is to come by.

Which is really what dating is all about. You have to give stuff up to get married. Picking a spouse is a lot like picking a location—it’s not about what you get, it’s about what you give up. You have to be really clear on what you are not willing to give up—because you’ll probably be giving up everything else. You have to assume you are. And it’s hard.

Most of adult life is about admitting what you will not be able to have or be able to do. Marriage is no exception. If you can’t accept that, going to therapy can help—you get stuck otherwise. Which wouldn’t be so bad if you don’t want kids. But stalled dating under the tick-tock of a biological clock is no good for anyone.

Charles Chambers
The Luxury King

The Power of Having a Visionary Lady

He who finds a wife finds what is good and receives favor from the LORD. (Proverbs)
Behind every successful man is a woman? If so, do these successful men only want their women behind them or are they OK with the women in their life being beside them or even in front of them?
Most men I know are intimidated by strong, successful women because they have the belief, and they have been raised to believe, that being the head of the household automatically defaults to them, simply because they were born a man.
Women who are independent and career driven understand a man that is also independent and career driven, and have ambitious life goals.
Therefore men who have this belief are intimidated by women who are more successful than them. This will cause problems in relationships when either party feels inferior or less of a contributor, because of the other person’s success.

4 Must-Have Qualities.
It is true: You can marry into more money in five minutes than you can make in a lifetime.

But, that can only happen if you are able to attract a wealthy and successful person in your life. Life is full of options and opportunities.

This reigns supreme in the love department, where it seems like there is endless variety, but a lot of dead ends (and there’s probably a good reason for that).

Believe it or not, success plays a huge role in how attractive you are and how attractive someone will be to you — especially when it comes to highly successful people.

Although it is great to identify exactly the type of partner you wish to have, nothing will come true if you don’t become the type of person who would attract that kind of partner. It is especially true when you’re looking for a success-driven partner.

Let’s face it: No one wants a slacker for a partner, and why should they? People want someone who’s going places.

Below is a short list of things that I find attractive as an entrepreneur — hell, people, in general, find these qualities attractive.

1. Having Your Sh*t Together

Struggling to keep the electricity on because you play more than you work is a sign of immaturity. Skipping a bill because you’d rather play that new video game is irresponsible and a red flag.

The same goes for work: Missing days because you did too many hard drugs or just didn’t feel like it is no excuse, and ultimately, it’s not going to get you anywhere in life.

As an entrepreneur with multiple projects going on that all need close and continuous attention, I just cannot afford distractions.

Your chances of dating the next Mark Zuckerburg or Donald Trump are slim if you have too much drama in your life. When successful people look to date, they look to find someone who doesn’t have additional baggage that will hold them back in life.

2. Ambition for Greater Things

The most important quality in a woman for me is her ambition. In fact, it’s so important that without it, you’re probably not going to get very far.

Successful people want to see the same ambitious qualities in another person. Why? Because ambition means getting ahead.

Without the drive to be something better or improve your situation, you’ll end up stuck in the same spot for the remainder of life. Successful people find this as a major turn-off and will avoid people without ambition.

A common trait among highly successful people is their goals and aspirations always come first in life. Trump even said, “It’s hard for a woman to compete with my business.”

You’re less likely to have petty arguments in a relationship if both parties have big goals and dreams they can work toward. The reason for that is because large goals are going to focus your time and energy on achieving them, rather than finding time to complain and argue.

3. Respect for Money

The woman I marry must respect money, and more importantly she must want me to make tons of it. It may not be conventional, but I want a woman who is going to encourage me to take advantage of every single opportunity there is in the market place.

Instead of complaining about me working too hard, I want my woman to ask why I didn’t stay at the office an hour or two more.

The truth is, if you don’t respect money, it’s very unlikely you’ll ever stay in a long relationship with someone who has money, much less have money for yourself.

Wasting money on payday loans and frivolous purchases is a deal breaker. It shows you have no idea how to handle money from meeting a deadline to budgeting.

4. Taking Risks

A caveat of life is the sheer risk you take simply by living it. Just walking on the sidewalk could be dangerous at times; you could get mugged, hit by a car or assaulted. Still, there are times you should always take risks.

Taking a calculated risk and attempting to better yourself is a good, attractive quality. It shows confidence and the will to try and better yourself. Sitting at home on a couch with a bag of nacho chips shows quite the opposite.

If you don’t take risks, you’ll never advance anywhere in life.

Those are four qualities successful people are likely to find attractive. Why? Because they took the same advice themselves to get where they are. Even if they had a huge helping hand starting out, they still had to maintain and keep driving forward.

Without these skills and mindsets, you’re likely to find yourself snagging leftovers and people who have made themselves victims. The question, at the moment, would be, do you want to be with someone like you?

If you say no for any reason that relates to the fact that you’re not where you want to be in life, it’s a good time to start thinking about altering your attributes.

Instead of felling inferior because of the other person’s success, why don’t support and encourage each other to grow? So fellas, instead of feeling insecure because of your woman’s success, here are reasons why you will be glad that you have a successful woman in your life.
Women who are independent and career driven understand a man that is also independent and career driven, and have ambitious life goals.
She understands your drive and your desire to have more, be more, and do more. She will support you because she understands the effort and sacrifice that it takes to pursue a worthwhile goal. She will be there to give you words of encouragement when you need them.
Because she is ambitious and driven, and understands what it takes to pursue a worthwhile goal, she will be a great person to share your ideas and get valuable feedback from. She will be your mastermind partner. The person that can give you a different perspective on things, and different ways in which you can move your projects forward.
Because she wants more for herself, she will encourage you to want more for yourself, and she will help out in any way that she can.
When you pull your resources together you will have more of everything. More money, more vacations, nicer homes, nicer cars and who don’t want that? Not only will she be your life partner, she will also be your business partner, your friend. A special someone to share those special moments with, someone to create life long memories.
You will have someone that you can have a meaningful conversation with. Not just about sports, but you can converse about current events or even a new business venture that you have been considering. This avoids one of the major reasons that most relationships will not survive, because after the sex is over there is nothing left in common to share. Fellas this is what keeps you engaged beyond her physical beauty. She represents herself well, and in doing so represents you well, whether it’s putting on jeans and t-shirt to go to a ball game or going to a business meeting.
She is opinionated and you love that about her, because she is not afraid of speaking her mind, and standing up for what she believes in, and she will represent you in the same manner.
Successful and independent women do not need or want a man to define who they are as a person. They want a man who is willing to support them, and be by their side, but not to define who and what they are. Successful and independent women are not dependent upon men, because they have a life of their own, and they are too busy creating and living life on their terms.
A lot of men seem to want a woman who is submissive, one who is totally dependent upon them, and one who waits to be told what to do, and when to do it. When these men meet strong independent successful women who does not fit into that category they have a tendency to become intimidated.
Being successful does not happen by accident. To be successful in any area of life one has to develop certain disciplines and habits. Those disciplines and habits that she has acquired will spill over into the relationship, and she will work hard at keeping the relationship alive.
She is committed, dedicated, and loyal — however she is decisive and knows exactly what she wants, so she is not willing to put up with foolishness.
Nobody really wants a yes man or a yes woman. A person who has a mind of their own and can make decisions on their won is definitely a more interesting person to be around. A woman who is her own person is definitely more engaging.
An ambitious man a woman who is independent and secure in herself engages and challenges us in multiple ways. When she grows as a person and therefore becomes more successful in her endeavors, our egos kick in and we are encouraged to step up our game and be just as productive, if not more productive, than our partner.
An independent and secure woman will make an independent and secure man better, because she will encourage him to grow, and therefore he will become a better friend, lover, husband, father and just an all-around better man.
So fellas it doesn’t matter where you now. If you want to step up your game and become a more successful all-around person, you need a successful and independent woman in your life.

Charles Chambers
The Luxury King

Aspects of Quality

Every product has a selling point. This is something that makes it stand out from every other brand in the market. Someone once told me what sets one brand apart from another, I knew not. Then the same person asked what do you see when the product doesn’t appeal to you: Price.
Make the customer overlook price by offering exceptional value. This is pretty much possible by presenting certain aspects better than any other. I’ll share with you how I turned a hobby to most people that turned me to wearing tailor made suits. Yeah that’s right.
Aspect #1


What are its operating characteristics. If you selling me a subaru don’t sell me the dream (that’s Range Rover territory) sell me durability and on road capabilities. If you are in the service industry sell un matched professionalism.

Aspect #2


What are the services offered? Next year I wanna buy a Porsche. So when I walk into that show room they better tell me that what it has better than the Range Rover. This is what happy customers preach on your behalf. “I had Dj Joe Mfalme at my party. He kept people dancing and hyped.” That’s a selling point. That’s a feature.
For most companies I run. I use my name because they know Chambers is ultimate quality.

Aspect #3.


What trust does your client have in your service. If you are keen on the Kenyan telecommunication trend, kenyans tend to prefer safaricom’s “unfair” services unlike Airtels or any other service provide because Safaricom has stuck to it’s philosophy and hasn’t been in constant shift. (No lie)

Aspect #4.


Meets standards of the target market. Know your market and produce service or products that meet their inner know how of standards and exceed them whenever possible.

Aspect #5.

Service Ability.

How problem prone are your services. If you are a distributor how can you beat problem of delayed production. If you are a musician how can you handle lights going out when you are performing on stage.
In a Toyota you’ll have to constantly change brakes if you are a fast driver. In a Mercedes or other European brand you won’t because that’s the job it’s made for. So a keen client will rather pay the  extra coins in order to enjoy fast/precision driving.

Aspect #6.

Timeliness & Accuracy.

How exact are your services or product. Today it is great, tomorrow it is good back to great. Have some consistency. This is where we as Kenyans are beaten by foreign brands. A tom ford bag will not match Kenyan quality at times but finishing will always give you the feeling to always go back to tom ford. Accuracy and timeliness is sticking to schedules and overall standards and breaking the standards for a higher standard every other time.

Charles Chambers
The Luxury King

How to Crown Your day

I loved this as I was getting off in entrepreneurship and I wanna share it with my gazillion fans.
How to crown your day.

It’s New Year’s Eve (where I live), and I’ve been doing a lot of reflection over the last year. It’s the perfect time of year to look back and reflect on what you’ve done right this year, to learn from what you’ve done.

And on further reflection, this habit of reflection is something that I’ve developed pretty strongly this year.

It’s actually one of the secrets to my success.

At least once a day, and more often several times a day, I reflect on my day, on my life, on what I’ve been doing right, and what isn’t working. I reflect on every aspect of my life, and from this habit of reflection, I am able to continuously improve.

Reflection is what gave me the topic of this post, and the tips that are to follow. Reflection is what gives me the content of every post I write here on Zen Habits.

I highly recommend that, if you haven’t yet, you develop the daily habit of reflection, in your own way. It could have profound changes on your life.

1. It helps you learn from your mistakes. If we don’t reflect on our mistakes, we are doomed to repeat them. And that’s not very smart. However, if we reflect on those mistakes, figure out what went wrong, see how we can prevent them in the future, we can use our mistakes to get better. Mistakes, then, are a valuable learning tool, instead of something to feel embarrassed or upset about. Reflection is an important way to do that.

2. It gives you great ideas. Like I said, every single post idea that I have for Zen Habits (or other blogs I write for) comes from reflection. Basically, I reflect on things that I’m doing or that are going on in my life. If things aren’t going well, I learn stuff I can share with others. If I reflect on something that’s a success for me, I think about how I got that success, and share that too. I’ve had hundreds of great ideas this year from reflection.

3. It helps you help others. The ideas I get for posts are not just things I feel like writing about … they’re ways that I can share what I’ve learned to help others going through the same things. And this year, I’ve learned just how powerful that is. I began the year with the hope that some of the things I’ve learned in the past couple years can help others … and I’m ending the year with the profound realization of how such simple little tips can change people’s lives. I’ve had hundreds of emails from readers who tell me how little tips, like how to wake up early, or how to start the exercise habit, have changed their lives. That’s incredible. I’m overjoyed if I help people or inspire them.

4. It makes you happier. If you reflect on the things you did right, on your successes, that allows you to celebrate every little success. It allows you to realize how much you’ve done right, the good things you’ve done in your life. Without reflection, it’s too easy to forget these things, and focus instead on our failures.

5. It gives you perspective. Often we are caught up in the troubles or busy-ness of our daily lives. A mistake or a high-pressure project or something like that can seem like it means all the world. It can overwhelm us sometimes. But if we take a minute to step back, and reflect on these problems, and how in the grand scheme of things they don’t mean all that much, it can calm us down and lower our stress levels. We gain perspective, and that’s a good thing.

How to Make Reflection a Daily Habit
If reflection isn’t something you feel you do enough, consider making it a habit. Here are some suggestions for doing that:

1. Start a one-sentence journal. I picked up this trick from my friend Gretchen Rubin of The Happiness Project … basically, it’s the easy way to start the journaling habit. If you’ve tried and failed at journaling in the past, try the one-sentence journal. It’s a habit that you’ll love, especially when you look back on a year’s worth of entries.

2. Focus on doing it at the same time, every day. No exceptions. Even if you don’t start a one-sentence journal, get into the reflection habit by taking just a few minutes at the end of every day to reflect on your day. Journaling helps crystalize those reflections. Either way, whether you write it down or not, make reflection a daily habit. Write down your goal: what you’ll do, when you’ll do it, and where. Then focus on doing it every single day, same time, same place, no exceptions whatsoever. If you have a trigger (such as, “right after I brush my teeth”), this will help establish the habit. Otherwise, sign up for an online service that sends you a daily reminder at the same time each day.

3. Exercise. One of my favorite times to reflect (other than at the end of the day or while driving) is during one of my runs. I like to take that time to think about my life, and my work. Some of my best post ideas come during runs. If you don’t run or have some other form of daily exercise, consider just taking a walk and using that time for reflection. Make a daily appointment and don’t miss it!

4. Think about your day, your work, your life. In that order. I like to take a look back on my day, to think about what I did right and wrong, what could be improved. Then I take a look at my work, to see how things are going there. Then I step even further back and take a look at my life as a whole. It’s a three-step system that leads to a lot of improvement over time.

5. Write about it publicly. If you post your reflections on a blog, or a forum you belong to, or just on a LiveJournal account viewable to friends … you’re holding yourself accountable to a group of people. Your reflections are shared with others, and once people start to read them and expect them, you’ll feel that positive public pressure to keep it up. That’s what has happened with this blog, and it’s been a great thing for me.
POST originally written by: LEO BABAUTA (Zehn Habits)

Charles Chambers
The Luxury King